Are German Companies Finally SEPA-fit?

New survey examines the payments and would like the SEPA implementation in Germany with a renewed survey to ibi research at the University of Regensburg mountain, the Bank-Verlag and InterCard together with van den for the second time that identify current trends and requirements in the payment transactions. As already in the first survey late last year aimed the survey again to companies of all sizes classes as well as authorities and clubs. This involves the central question: how far is the conversion process for the SEPA in the organizations advanced already? The participation is possible under survey. Payments is in permanent change. One of the most explosive issues is the abolition of the existing transfer and direct debit schemes by the European legislation on the 1st February 2014. For this reason in particular enterprises, authorities and associations to strong changes in the domestic and foreign payment transactions must adjust. Because: There is no alternative.

But, as the study of SEPA implementation in Germany”showed, was not yet before the half a year of SEPA a tight one-third of the companies surveyed, and many were still no immediate need for action. So, every fourth had heard only vague notions of SEPA and 6 percent even never anything according to own. Therefore, especially small businesses had a high information and action. Even the European Central Bank emphatically urges that countries with large volumes of direct debit as Germany cause the majority of transactions via SEPA direct debits until at least September 2013. Just so the changeover could succeed early next year at all. The second round of the study should now in the face of the ever-shrinking window of time up to the deadline on February 1, 2014 the State show whether or what has happened in the last six months in terms of SEPA to organizations in Germany. Participation in the survey is possible under survey. The explosiveness of the topic is certainly enormous, as also Dr Ernst Stahl by ibi research proves: it is frightening and incomprehensible that until now much too few companies and associations have deals with the subject of SEPA. The majority of the company, which involve regularly many direct debits and late to make the changes, risk it even mostly. unknowingly possible liquidity problems”

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